Bank Loan क्या है ? ओर Bank से लोन कैसे ले

Hello Friends Aaj mai aap ke sath Bank Loan ke bare me bate share karunga, Abhi bhi kus log hai jo Bank Loan ke bare me nahi jante hai, fir wo bank ke service ka labh nahi le sakte, me aap ko Bank Loan Kya hai ? Or Bank Se Loan kaise le Is ke bare me bataungaBank Loan

Akshar kahi bar aisa hota hai ke hume apani income se jarurat ko pura karna muskil ho jata hai, is liye dusre ke paas se paise lena padta hai, or fir kus time ke bad return karna hoga, aise service Bhi Indian bank bhi de rahi hai jo aap ko loan dega or aap ko kus time ke bad wapas karna hoga

Bank Loan alag alag Types ke hote hai, apni jarurat ke hishab se bank ja kar loan. Le sakta hai, jin se aap apna business start kar sakte hai, study ke liye loan le sakte hai home loan le sakte hai Etc, jarurat ke liye Loan le sakte hai

In this tutorial me aaj aap ko Bank Loan kya hai Bank loan kaise le, loan kitane typs ke hote hai ye sari bate share karunga in ko read kar ke aap apne sare sawal clear kar sakte hai

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What Is A Bank Loan ? Bank Loan Kya Hai ?

Bank Loan Kya hai ? To dosto jab aap Kahi se paise lete hai jaise Kisi Finance company, Ya apne friends ke paas se, apne relatives se or kus time ke baad Wo sare paise Intrest ke sath return karte hai un ko hum loan kahte hai

Jab aap loan ke liye Apply karenge to aap ko bank ke  privacy policy ke bare me pahle he bataya jayega ke aap ko kitane din ke Validity milenge, kitana Intrest dena hoga, kya down-payment karna hoga, in sabhi bato se aap Agree hai to aap Loan le sakte hai

Umeed karta hu bank loan kya hai ye aap ko samjh me aagaya hoga dosto abhi bhi aap ko samjhne me koi problem ho rahi hai to comment kar ke hum se puch sakte hai

Types Of Loans, Loan Kitane Prakar Ke Hote Hai

1 ) Personal Loans

Personal loans bhi ek Types ka loan hai jaha par bank aap ko Kus percent Intrest ke sath Paise deta hai, matalab aap bank se paise le sakte hai, or in ke process bhi easy hai Personal loan lene ke liye sirf aap ke bank accounts statement dekhta hai fir aap ko loan diya jata hai

Personal loan ka benifit ye hoga ke aap Loan liye huve paise ko kahi bhi kharch kar sakte hai, jaise Apni jarurat ke cheez kharid sakte hai, bacho ke fees bhar sakte hai, computer le sakte hai, Movies dekh sakte hai aise alag alag Personal kaam ke liye aap Bank Loan le Sakte hai

2 ) Business Loan

Second aap koi new small ya big business ke liye Bank loan le sakte hai, Business loan ke liye aap ko bank me proof karna hoga ke aap ka business kon sa hai, is me kya kaam chal raha hai, kitane machine hai, my means ke sara business plan Bank ke sath share karna hoga,

Bank loan lene se pahle bank aap se Revenue or Invest par bhi jankari mangega, Business loan ke Validity puri hone par jub malik wapas bank ko bhugtan nahi karta hai to bank ke dwara property wapas liya jayegi Apne kisi bhi Business ko successful kaise banaye 10 Best Successful Business Tips New ! 

3 ) Home Loan

Har insaan ka Apna Sapna hota hai ke apna Khud ka ek Ghar ho, or yahi sapne ko such karne ke liye bank se loan le sakte hai lagbhag sabse jyada Home loan he liya jata hai, Bank aap ke home ke upar loan deta hai jin me Aap ke house ke sare document ko bank ke sath share karna hoga or jub sare document Complete honge tabhi bank aap ko loan Provide karenga

Agar aap kisi problem se bank loan bhugatan nahi kar sakte to bank Aap ke House ya Property ko Japt karega or ye time 10 years ya un se jyada bhi ho sakta hai,

4 ) Education Loan

Aap jo bacho ke padhai ke liye loan lete hai unhe education loan bhi kahte hai, jin me Students apne study ke liye bank se loan le sakta hai or in ke Intrest rate bhi bahut kam hota hai or kahi bank to one year ke liye Intrest bhi nahi leta hai

Education loan ke liye Students ko apne document bank ko proof karna hoga, aap jo bhi course karte hai, is ke bare me bank ko batana hoga, education loan lena bhi ashan hai, apne bank accounts ke last month statement ko proof kar ke education loan ke liye Apply kar sakte hai Students ke liya Paise kamane ke 10 ashan trike hindi me ( 10 Best students Job ) New ! 

5 ) Gold Loan

Gold loan ka matalab hai ke Aap ke paas jo gold hai un ke badale bank se paise Lena, gold loan me Gold ko bank locker me rakha jata hai fir gold ke quality or Kimat par loan diya jata hai mere khyal se Gold ke price se 80% loan gold par milenga, jin ka Intrest rate 11.15% yearly hai, or ye har bank me Alag alag hota hai

Gold loan se aap gold ko tab tak nahi nikal sakte jab tak bank se liye huve paise wapas bank me nahi add kar dete, or is me koi fix time nahi hota hai aap bank se kabhi bhi gold loan le sakte hai, and emergency task complet karne ke liye bhi Aap gold loan le sakte hai

6 ) Property Loan

Bank se aap property loan bhi le sakte hai, jub aap ke paas koi property hai to un ke document bank me Giravi rakh kar aap property loan le sakte hai, property loan ke Intrest ko aap 15 years se 20 years me return karna padta hai agar aap aisa nahi kar sakte to bank, ya finance company aap ke property par apna hak zama sakte hai

Property ke kimat se 60% loan bank aap ko provide karta hai, or dusri bank me in ka alag alag rate ho sakta hai

7 ) Vehicle Loan

Vehicle loan ka matalab aap bike, care, Etc, khridane ke liye bank se loan le sakte hai is ke baad aap 1 years se 3 years tak Validity hoti hai or vehicle loan me aap ko Offers bhi milte rahenge jin se bank loan lene me kafi fayda hoga, or vehicle loan par aap ke property ko bhi bank ke dwara dekha jata hai and loan lene wale ke Monthly income kitana hai, vehicle loan se pehle bhi koi loan liya hai, aise sabhi bato ko bank check karta hai

Bank ke Othar loan service hai jin ko mai aap ke sath share nahi kar raha hu, kyu ke ye itana important nahi hai, ye jo 7 loan Types hai wo sab Personal life me bahut important hai aap bhi kabhi bhi Bank se loan ke liye Apply kar sakte hai

Bank Loan Lene Ke Fayde Kya Hai, Advantage Of Bank Loan

  •  Bank loan lene ka sabse Bada Fayda Ye hai ke aap Loan le kar Bade se bada Business bhi easily start kar sakte hai
  • agar aap ke paas Paise nahi hai fir bhi apna khud ka House kharid sakte hai
  • students ke liye loan bahut usefull hoti hai kyu ke education loan le kar apni study puri kar sakta hai or bahut se bank to Intrest bhi nahi leta hai
  • agar Bank se loan le kar aap Business, company start karte hai to company ke malik aap honge bank nahi
  • achi bat ye ke aap apni kisi bhi jarurat ke liye loan le sakte hai, fayda ye hai kus bank to jyada proof bhi nahi lete hai Last month bank statement dekh kar he bank se loan le sakte hai

Maine yaha par bank loan ke advantage ke bare me bataya hai aap ek bar jarur padh le is ke baad he aap loan ke bare me soche so friends ab me bank loan disadvantage ke bare me bataunga

Bank Loan Lene Ka Nuksan Kya Hai, Disadvantages Of Bank Loan

  • Bank se loan lene ke liye credit score, bank statement, monthly income, pahle kitani loan, sab Chezo ko bank ko la kar dena hota hai
  • business loan lene ke liye aap ko pura plan bank ko samjhana hoga, fir bank ko aisa lagega ke Aap ka business success ho sakta hai to he aap ko bank se loan milenga
  •  Loan lene se pahle ek bat ka khyal rakhe ke jitani Monthly income hogi in se kam money ke loan bank aap ko deta hai
  • Agar kisi karan se Business Successful nahi hota hai, ya business fali hota hai to bhi bank apni loan money mangenge, bank ke paas document ho sakte hai jin se wo karywahi kar sakte hai

Bank loan ke advantage or disadvantages ke bare me maine short me aap ke sath jankari share kiya hai umid karta hu aap ko jarur pasand aayega

Bank loan ke sare swaal clear kar ke Bank Loan Kya Hai Or Bank Se Loan Kaise Le in ke bare me ye article aap ke sath share kiya hai, friends Post read kar ke apna feedback comment kar ke humare sath share Jarur kare Aap ke comment dusre Readers ke liye Usefull rahenga

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5 Comments

  1. Sir, I am employed. My account has opens in sbi branch. So, I should know that I have taken this personal loan in sbi then after sometimes days are my posting another state. So, I shall be paying for the bank loan. Because of the my loan account is not transferable. Please help me with this information to get sbi personal loan…….

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